Monthly Archives: August 2017

What You Should Know About Financing Dental Work

Dental work is absolutely essential to maintaining both oral health and general overall health. Untreated dental issues can eventually lead to systemic infections that increase your risk for heart disease, stroke, and other medical problems, in addition to putting you at risk for tooth loss and painful abscesses. Yet dental work can be expensive, and dental insurance policies lag far behind traditional medical insurance in coverage. Fortunately, there are several ways of financing dental work that allow you to break up your bills into manageable chunks.

financing dental work

Cost Breakdown

Your dentist will create a detailed treatment plan for you before work begins. Some offices automatically provide detailed cost breakdowns, while others will provide one if asked. Either way, be sure that you have a full accounting of the costs involved before you get started.

Timing Issues

While it is certainly best to treat dental issues as soon as they occur, some conditions are higher priority than others. For example, a missing tooth replacement may be delayed without significant risks, while an infected tooth that is left untreated could rapidly worsen. Ask your dentist to prioritize your issues to spread the financial burden over time.

If you need a multi-stage treatment, such as dental implants, your dentist may be able to break up the work to maximize the amount that your insurance will pay. For example, he or she might extract failing teeth at the end of your insurance year, and then place the implants at the start of your next insurance year.

Consider Credit Cards

Different credit cards have different interest rates, and introductory offers can be particularly attractive. If you are good at managing credit and will have the funds to pay off your dental work before the introductory period expires, a zero-interest or very low interest rate credit card can be a great way to finance your dental work. Just be careful not to use the card for things you don’t need, and remain disciplined enough to pay off the balance. Then leave the card account open so that it can help your credit score over time.

Ask Your Dentist About Financing Plans

Many dentists work with financing companies such as Care Credit that specialize in medical and dental financing. If you need a great deal of work done, or your credit score is not high enough to qualify for a low-interest credit card, these companies may be able to help. Their requirements are typically less stringent than those of traditional banks, and they often provide high credit limits. Although their interest rates are high, they sometimes offer zero-interest deals for those who can pay off the balance in 6 months or a year.

Dental work is essential for your health, so it is important not to put it off. Don’t hesitate to talk to your dentist about your financial concerns. Dentists understand budgets, and will work hard to help you find a way to manage your dental expenses.

Married dentists Chad and Alexandra Schnabel welcome you to Savannah Dental Solutions. From caring children’s dentistry to high-tech cosmetic procedures and even full-mouth reconstruction, we blend the latest technology with traditional customer-oriented values. To start your journey to better oral health, call us today at (912) 354-1366.

Should I Get Dentures Instead of Repairing My Bad Teeth?

If your teeth are failing, it is only natural to start to wonder whether they are worth saving. After all, root canals, crowns, fillings, and other procedures are time-consuming, pricey, and often frustrating. The idea of having them all pulled and paying once for a set of dentures can start to sound pretty attractive. Unfortunately, as is often true in life, this is truly a case of wishful thinking.

The reality of dentures is that they are not a one-time investment of time and money. They represent a lifelong commitment to coping with other issues instead. Trading in your teeth for dentures means trading one set of problems for another. Here is the harsh reality.

dentures vs repairing bad teeth

Dentures Are Not Teeth

Although they were the gold standard for replacing missing teeth until recently, dentures have never been remotely the same thing as actual teeth. Resting on your gums, even the best-fitted dentures tend to slip, pinch, and irritate the mouth. They restore only a fraction of your bite strength, making it nearly impossible to eat tough meat, sticky candy, and many other foods. Their tendency to slip can cause embarrassment when talking or laughing, and can make it tough to eat foods like corn on the cob and ribs.

Bone Loss Is Inevitable

Your teeth have roots that extend into your jawbone. When they are pulled, your body thinks that some of that bone is no longer required, and it begins to resorb into the body. Over time, this inevitably leads to premature aging and a sunken, drawn look around the mouth.

Regular Adjustments Are Required

Due to this bone loss, one set of dentures will not continue to fit properly for a lifetime. Instead, you must have your dentures relined, which means adding extra soft material along the inside of the denture plate, on a regular basis. Exactly how often depends on your individual oral anatomy and rate of bone loss. Failure to keep up with relining will cause problems in fit and retention, making it more likely that your dentures will slip or even fall out.

Dental Implants Are a Solution

While they are still not as good as your natural teeth, dental implants have become the new gold standard in tooth replacement. The implant takes the place of the tooth root, osseointegrating with the jawbone. This prevents bone loss and provides a strong, stable anchor for the replacement tooth. Dental implants can replace up to 99% of bite strength, allowing you to eat difficult foods with ease. They will not slip or fall out, allowing your self-confidence to be restored. One dental implant can replace a single tooth, and just a handful of implants can secure even a full arch of replacement teeth.

Nothing beats your own natural teeth. If they can be saved, they certainly should be. However, if your teeth are truly starting to fail, dental implants may be the best solution. Ask your dentist what is best for you.

Married dentists Chad and Alexandra Schnabel welcome you to Savannah Dental Solutions. From caring children’s dentistry to high-tech cosmetic procedures and even full-mouth reconstruction, we blend the latest technology with traditional customer-oriented values. To start your journey to better oral health, call us today at (912) 354-1366.